Established in 1856, Banque et Caisse d'Epargne de l'Etat, Luxembourg, enjoys a Aa1/AA+ rating by Moody's and S&P. As a state owned bank, BCEE's traditional mission is to contribute to Luxembourg's economic and social development and to promote savings in all forms. Today, BCEE operates as a universal bank offering the whole range of products and services. Through a network of 81 branches, BCEE is the leading bank in Luxembourg.