BancoEstado is a public commercial bank which carries out universal activities. One of its principle objectives is to contribute to social integration and facilitate financial inclusion among those with smaller incomes. Among its main areas of business is retail banking oriented towards individuals and micro/small businesses. The wholesale banking activities include services to medium to large-sized companies and corporations, as well as the Institutional Bank which offers banking services to institutions of the State and municipalities. In addition to its social role, BancoEstado is characterized for being a reliable, profitable, and low-risk bank.