JSC Oschadbank – is one of the largest finance and banking institutions of Ukraine which permanently provides a full range of banking services in competitive environment and wishes to be a modern and competitive bank.The bank`s strategy is striving for maintaining the presence on the market of retail banking services and creating the conditions for full banking services for the corporate clients.Possessing the status of a state-owned bank, JSC Oschadbank is striving for being an embodiment of stability and dynamic development, national benefit and symbol of respectability.Realising the social importance of the presence of a state-owned bank in the most remote parts of the country and understanding its role in the implementation of state programmes, the bank focuses its efforts on creating the favourable service conditions for all segments of the population, providing so cial transfers and compensatory payments for the citizens, giving a full range of banking and other transactions. With reference to the great social importance, the bank aims to preserve sufficient presence in all regions of Ukraine.